California Privacy Policy Notice

MARINER PLATFORM SOLUTIONS CALIFORNIA PRIVACY POLICY NOTICE

If you are a California resident, California law provides you with certain rights pursuant to the California Consumer Privacy Act (“CCPA”). By providing you this notice, Mariner Platform Solutions outlines the rights of California residents with regard to personal information that Mariner Platform Solutions collects about you through the Mariner Platform Solutions’ website for marketing or information requesting purposes. Mariner Platform Solutions’ collection and use of your Personal Information for investment advisory, wealth management, financial planning, tax, estate planning and other related services on your behalf for your personal benefit is generally governed by the Graham Leach Bliley Act (the “GLBA”), the California Financial Information Privacy Act (“CalFIPA”), or the Fair Credit Reporting Act (“FCRA”).  For all information not provided for Financial Purposes and governed by the GLBA, this notice outlines Mariner Platform Solutions’ comprehensive compliance framework implemented in accordance with our compliance obligations under the CCPA.  Any terms defined in the CCPA will have the same meaning when used in this notice. Capitalized terms used but not otherwise defined herein or in the CCPA shall have the meanings given to such terms in our Privacy Policy Notice.

A. Types of Personal Information Subject to California Privacy Law

In accordance with California law, we collected the following categories of Personal Information within the preceding 12 months:

  • Identifiers such as your name, alias, email address, mailing address, IP address, and online identifiers.  We use this information to respond to new business solicitations regarding our services, setting up and managing accounts, performing financial advisory and wealth management services, and targeted marketing services in accordance with our Cookie Policy
  • Certain categories of Personal Information described in subdivision (e) of California Civil Code Section 1798.80, including but not limited to, name, address, telephone number, employment status, and, if you are a client, your financial information. We use this information to respond to new business solicitations regarding our services, setting up and managing accounts, performing financial advisory and wealth management services, and targeted marketing services in accordance with our Cookie Policy
  • Protected classification characteristics under California or federal law.  Mariner Platform Solutions does not require you provide protected classification characteristics.  However, please carefully consider the information contained within new account applications and advisory agreements to ensure that you are not providing any protected classification characteristics that are not necessary for your engagement with us as your advisor. Dependent upon the scope of services, a financial custodian may require certain information from you in order to perform the services (the most common being birth date).  Mariner may collect this information on behalf of the custodian.  Protected classification characteristics include your age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, genetic information (including familial genetic information), and veteran or military status.  Mariner Wealth Advisors and the third-party custodian may use this information to perform wealth management and financial advisory services tailored to meet your specific financial and life goals.
  • Internet or other electronic network activity information, including cookie data and other information on your usage of our website.  We use this information to provide targeted advertising based upon your interest in Mariner Platform Solutions.
  • Professional or employment-related information including any information provided in a resume/CV or job seeker profile.   We use this information for the limited purpose of employment screening and hiring practices.

We do not sell data.  We may share each of these categories of Personal Information with our service providers to the extent necessary to perform administrative services for Mariner Platform Solutions, if a client or client representative directs us to do so, or if we are compelled by law to disclose personal information, such as to government entities, credit bureaus or in response to subpoenas.

B. Your California Privacy Rights

If you are a resident of State of California, you have the following rights:

Right to Access:

You can request a disclosure and copy of specific Personal Information Mariner Platform Solutions may have collected about you in the 12 months before your request.   Upon verification of your request, we will disclose to you if applicable:

a. The categories of PII we have collected;
b. The categories of sources of PII;
c. Mariner Platform Solutions’ use of the PII; and
d. If the information was disclosed to third parties, the categories of information disclosed and the categories of third parties to whom such information was disclosed.

 

Right to Not Be Discriminated Against:

You have the right not to be discriminated against on account of exercising the rights granted to you under the CCPA.  Mariner does not provide financial incentives for sharing data.

Right to Delete:

You may have the right to request us to delete Personal Information that we collected from you. However, we may not be able to delete your personal information if such information pertains to your employment or is required to be retained by law. Please send all requests via email or mail to the address listed below. Upon receipt of your deletion request, Mariner Platform Solutions will review and confirm if it is a verifiable request, and if so, Mariner Platform Solutions will delete (and direct our third-party suppliers to delete) your data.  Mariner Platform Solutions may deny a deletion request, in whole or in part, if retaining the information or a portion of the information is required for Mariner Platform Solutions or our third party suppliers and contractors under an exemption called out in the CCPA, including (if applicable):

a. Information collected pursuant to the California Financial Information Policy as well as the Graham Leach Bliley Act.
b. Information required to meet ongoing commercial obligation on your behalf;
c. To comply with applicable laws, subpoenas, legal proceeding, or audit; or
d. In order to improve our internal business practices, such as updating our website, improving cybersecurity, and any other solely internal business purpose reasonably anticipated within the context of our business relationship.

Only you, or someone appointed by you and registered with the California Secretary of State, may request deletion of your data. The deletion request must provide sufficient detail to enable Mariner Platform Solutions to identify you, such as providing your identifiable information to cross-reference with any submitted data, and describe your deletion request with sufficient detail that allows us to understand that you desire to exercise your rights under the CCPA.  We do not require you to create an account and will only use any data submitted to us for a deletion request for that specific request.  You may only submit two requests every twelve months, or as otherwise set forth in the CCPA.

Mariner Platform Solutions will endeavor to respond to any verified consumer request within 45 days.  If Mariner Platform Solutions is unable to respond, Mariner Platform Solutions will provide written notice to extend the response time by up to 90 additional days where necessary, taking into account the complexity and number of the requests. Mariner Platform Solutions shall inform the consumer of any such extension within 45 days of receipt of the request, together with the reasons for the delay.  If Mariner Platform Solutions is unable to complete your request, Mariner Platform Solutions will inform you, without delay and at the latest within the time period allotted above, of the reasons for not taking action and any rights You have to appeal the decision to Mariner Platform Solutions.

Please read

California Civil Code Section 1798.83 permits you to opt-out of the disclosure of your personal information by Mariner Platform Solutions to third parties for the third parties’ direct marketing purposes. We do not disclose your personal information to third parties for the third parties’ direct marketing purposes unless you affirmatively agree to it. If this policy were to change, you can opt-out of such disclosures by sending us an email to legal.request@marinerwealthadvisors.com or writing us at:

Mariner Wealth Advisors
ATTN: Compliance and Legal
5700 W. 112th Street, Suite 500
Overland Park, Kansas 66211